Holiday Home - Investment Property
- Retirement Home -

Buying Property in Spain

Find out how to

Save Money + Eliminate Stress

Stacks Spanish Property Search and Acquisition Services include:

• Taking a detailed brief

• Area orientation/visit

• Property inspection/purchasing trip

• Deal Negotiation

• Property Due Diligence

• Accompaniment at completion

• Completion compliance

• NIE number procurement

• Introduction to pre qualified professionals

• Bank account opening

• Utility name transfers

• Budget planning and buying strategy
  

Save Money Buying Property in Spain

If you are buying a holiday home or a Spanish investment property or hoping to retire to Spain, then using Integrated Relocation Spain will help you save money throughout the buying process.

Here's how:

1. Local knowledge of value areas and up and coming ones

2. Local knowledge of which Estate Agent to use that do not charge high (up to 20%) commissions

3. Eliminate viewing overpriced properties. View the best spanish investment properties.

4. Refund of agent commission (i.e. cash-back of up to 5% in the case of "Off Plan" properties)

5. Elimination or huge reduction of solicitors fees

6. Advice on currency transfer - who to use for the best deal, rates, commission and options

7. Bank account opening - what account is best for you - commission negotiation

8. Independent , third party, trained negotiator to negotiate the actual property purchase

9. Guaranteeing you do not not overpay your taxes

10. Knowledge of property law for who pays what tax

11. Insurance companies - bottom line quotes for health/house/contents
    
    Click here for our bargain page if you are buying property in spain.
    
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Eliminate Stress over Your Spanish Property Purchase

1. IRS officers ONLY work for you - no commissions or backhander's taken from any third party, under threat of instant dismissal

2. Using trained professionals working only for you

3. Local knowledge brings instant relief and peace of mind

4. Trust built up quickly, again brings peace of mind

5. References supplied freely

6. Bilingual staff facilitate everything

7. No need to deal with officials

8. Problems explained concisely and clearly

9. Quick reactions to queries and problems

10. Land Grab Laws explained in full

11. Double due diligence and property checks

12. Provision of Spanish address for notifications

13. Independent advice given on all relevant issues surrounding the property purchase

14. Live life in the knowledge that you have not overpaid

15. Other people organise everything for you
    
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IRS Spanish Property Search and Acquisition Services Include

The Brief
IRS Directors go into considerable depth in taking a clients' brief to ensure that all aspects are considered from the beginning, offering advice, but above all listening to clients' requirements and building up a personal profile of the property buyer in order to search the areas and subsequent properties for sale within these areas. Briefs can be done over the phone, but more often done face to face in the comfort of your own home.

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Area Orientation and Visit
After a period of correspondence where areas and property types are discussed, an orientation visit is organised which allows the client the opportunity to view relevant property in different areas. This will enable the property buyer to consider lifestyles or investment potential in a much wider area context than an estate agent could possibly offer. Occasionally it is not necessary to have a subsequent Inspection Trip.

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Property Inspection/Purchase Trip
Once the area and property type are chosen, a more detailed property inspection trip is organised, whereby several days are spent viewing property in the target areas. Many different estate agents are normally used with often an emphasis placed on local Spanish agents who tend to charge less commission and normally have access to properties owned by Spanish people. Once found, an IRS trained negotiator will negotiate the property purchase for or with you. This often results in both cost savings and a favourable purchase/sale agreement. IRS rarely recommend the payment of any deposit until paperwork background checks are completed. This despite the usual estate agent pressure and argument.

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Property Due Diligence
When buying a resale property, whose owner has his paperwork in good order, it is often not necessary to employ the services of a lawyer for the whole transaction process. IRS officers are trained to carry out property background checks and due diligence. The routine checks always include checks for title, charges or mortgages against the property, correct registration at the land registry AND Town Hall, physical measurement for size, property description discrepancies, building permit approvals, council tax payments, council plans for the area, talks with neighbours and clarification of any discrepancies with the relevant bodies.
Should IRS unearth a problem, then at that point we recommend a lawyer be contracted, thereby minimising their costs.
Any client wishing to use a lawyer from the beginning will not be discouraged and will be introduced to a lawyer whose services and charges have been vetted.

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Accompaniment at Completion
It is crucial for a buyers representative, such as IRS, to be present at completion. Last minute hitches often occur which need resolving to the buyer's satisfaction whereas lawyers are often only too keen to smooth over irregularities or mini-problems to get the deal done. A bilingual IRS officer will be present not only to uphold your interests but also to act as the interpreter, which is in itself a legal requirement.
IRS will also assist with the organisation of completion monies and ensure the relevant people are paid the correct amounts. Unsuspecting British buyers are often unknowingly lumbered with all costs, and IRS fight hard to ensure this does not happen.

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Completion Compliance
Upon completion, Stacks officers ensure you have a draft copy of your new title deeds and that you are in compliance with the various charges and taxes due.

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NIE Number Procurement
An IRS officer will company you to apply for and then pick up the obligatory tax identification number, required for all property purchases and many other transactions in Spain. First name terms with the administrators of these numbers often eliminates hours of waiting time in endless queues.

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Introductions to Pre-qualified Professionals
IRS officers are forbidden (with the threat of instant dismissal) from taking commissions, which are routinely offered as a normal part of doing business in Spain. IRS are therefore able to genuinely recommend the best professionals, whether that is a lawyer, an architect, a builder, banker or tax advisor. Stacks will always vet the proposal fees and scope of service from any professional before recommending a client use their services.

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Bank Account Opening
IRS will seek out an English speaking banker that is local to your target property, before accompanying you to the bank and helping you open your bank account. The proposed fee and commission structure will be scrutinised on your behalf and certain commissions negotiated to ensure you do not over pay. The correct type of bank account for your own personal requirements will be solicited, again saving clients time and money.

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Currency Transfers
Modern, competitive currency transfer methods will be discussed with each client to ensure that the best currency rate is secured for the property purchase. This can bring savings of 4% of the property purchase price.

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Utility Name Transfers
Upon completion, an IRS officer will ensure that the relevant utilities, such as gas, electric and water are all transferred into your name, and that all future bills will not go unpaid by the new owners !

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Budget Planning and Buying Strategy
As clients travel around with an IRS officer, they are encouraged to discuss their budgets and ideas in order to formulate a buying strategy that best suits not only their pockets but also their psychological tolerances. The final buying strategy may well differ from original ideas, but will be more balanced, better thought through and will benefit from the input of experienced trained professional, working ONLY for you.

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